Hiscox

    Hiscox Professional Indemnity

    Tailored professional indemnity insurance for therapists and counsellors. Competitive rates with flexible cover.

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    Hiscox is the default professional indemnity provider for UK private-practice clinicians for a reason, competitive cover, clear claims process, and the option to add cyber and public liability without a separate broker.

    What we like

    • Widely accepted by UK regulators
    • Strong claims track record
    • Bundle-friendly (add cyber, public liability)
    • Instant online quote

    Trade-offs

    • Not always the cheapest — compare against Balens for smaller practices

    Best for

    • Established solo clinicians
    • Multi-therapist clinics
    • Anyone offering online sessions across borders

    Not for

    • Pure student cover — check membership-body schemes first
    • 33,000+ follow the work
    • 20k+ visits a week
    • No paid placement, ever
    • 10+ years in UK health