Insurance - our picks
Professional indemnity and clinical insurance providers we recommend for UK-based clinicians and private practitioners. Compared on cover limits, extras, and claim experience.
Tailored professional indemnity insurance for therapists and counsellors. Competitive rates with flexible cover.
Holistic Insurance Services
Specialist UK insurer for complementary and integrative practitioners.
Long-established UK broker for counsellors, therapists and complementary practitioners.
Corporate-grade medical malpractice for GPs and specialist doctors.
What you are actually buying
Professional indemnity and medical malpractice cover for clinicians in private practice, arranged direct with a broker or insurer and renewed annually.
How insurance pricing works
Premiums are the published starting rate for a low-risk, part-time practitioner. Your own quote depends on modality, claims history, turnover, whether you supervise, and whether you work outside the UK. Monthly figures are financed annual premiums, so compare the annual total rather than the monthly line.
Who this suits, and who it does not
Required in practice for anyone seeing clients privately, and required outright by most registering bodies and by every clinician listing on Take a Seat. Check that the policy names your specific modalities, cover that excludes what you actually do is worth nothing at claim stage.
What happens next
Get a quote direct from the broker, then send the certificate and expiry date through with your clinician application. We verify insurance before a profile goes live.
How this shelf is chosen
The list is short on purpose. Options are added by our clinical team when they are already used or recommended in practice, and each one is written up with its trade-offs alongside what it does well, so a page that only sells is a page we have got wrong. Some of the outbound links are affiliate links, which is how the shelf pays for itself, but placement, order and the wording of any review are never sold and a partner cannot pay to appear here. We recheck prices and inclusions at review and remove anything we would no longer recommend rather than leave it up for the traffic.
Prices and inclusions are checked at review and change without notice, always confirm on the provider's own page. Nothing here is a diagnosis or a treatment recommendation, if you want one, speak to a specialist or build a pathway.