Howden Medical Malpractice
Corporate-grade medical malpractice for GPs and specialist doctors.
For private GPs, doctors and multi-clinician clinics, higher cover limits, retroactive cover, and international travel policies.
What we like
- High cover limits
- Retroactive cover
- Corporate infrastructure
Trade-offs
- Overkill for solo therapists
- Higher premiums
Best for
- Private GPs
- Multi-clinician clinics
- Medical specialists
Not for
- Solo counsellors
What you are actually buying
Professional indemnity and medical malpractice cover for clinicians in private practice, arranged direct with a broker or insurer and renewed annually.
How insurance pricing works
Premiums are the published starting rate for a low-risk, part-time practitioner. Your own quote depends on modality, claims history, turnover, whether you supervise, and whether you work outside the UK. Monthly figures are financed annual premiums, so compare the annual total rather than the monthly line. The figure on this page, From £850/yr, follows the same rule.
Who this suits, and who it does not
Required in practice for anyone seeing clients privately, and required outright by most registering bodies and by every clinician listing on Take a Seat. Check that the policy names your specific modalities, cover that excludes what you actually do is worth nothing at claim stage.
What happens after you click through
Get a quote direct from the broker, then send the certificate and expiry date through with your clinician application. We verify insurance before a profile goes live.
Prices and inclusions are checked at review and change without notice, always confirm on the provider's own page. Nothing here is a diagnosis or a treatment recommendation, if you want one, speak to a specialist or build a pathway.